What is Final Expense?

Planning for end-of-life expenses may feel difficult, but it’s one of the most thoughtful things you can do for your family. Final Expense Insurance is a specialized type of whole life insurance designed to cover the immediate costs that arise after death — including funeral expenses, medical bills, and unpaid debts.

Unlike traditional life insurance, Final Expense policies typically provide smaller benefit amounts, ranging from $5,000 to $30,000, making them more affordable and accessible, especially for seniors. Most importantly, you don’t need to undergo a medical exam — a few simple health questions are all that’s required.

What Does Final Expense Cover?